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The Files of Defaulters: know all the information!


ASNEF Equifax (they are the same file): ASNEF is the most well-known delinquent file that registers debts of natural and legal persons.

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Experian Badexcug: Experian Badexcug is an international delinquency file that collects debts from natural and legal persons.

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File of Judicial Incidents - FIJ

FIJ: The FIJ - File of Judicial Incidents is a file of defaulters that registers debts of individuals with public bodies.

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CIRBE: CIRBE is not a delinquency file as such. Registers the level of indebtedness of natural and legal persons.

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Fichero de Incidencias Juidiciales - FIJ

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