We help you get out of any delinquency file. We help you get out of EXPERIAN!

Experian is an entity in charge of managing files of delinquency or non-payment of payments by natural and legal persons.

All types of organizations have access to this file, from those of financial services, telecommunications, the media, public services, etc.

The fact of belonging to this list of defaulters is a negative aspect for people when requesting loans, mortgages, acquisition of goods and services (telephone, electricity, gas, insurance) etc. since it is most likely that they will be rejected by private entities as they do not have a positive credit line.

They are files where credit information is reflected regarding payments or defaults of natural and legal persons. Those people associated with the files of the Experian Credit Bureau are the ones who must have some type of non-payment or requirement from a private entity that claims the amount owed, which may be for 6 years before being eliminated.

The service we provide in TeichForum allows individuals (natural and legal) to know if their data is registered in the delinquent file as well as providing help to eliminate their data from the Experian file.

The main reason why you can appear in the Experian files is due to a delay, or lack of payment of a financial commitment, having an overdue debt or an invoice that has not been paid in an estimated time by the company that claims it. and generally it is usually a period of non-payment of more than 90 days.

It is very common that you do not know why you are on Experian . The most common thing is that you have incurred a debt and despite having canceled it, the company that has included you has not eliminated you from the file and that is why you appear as a defaulter listed in the Experian file .

It is important to be well informed, and to know whether or not your data appears in Experian . That is why you can request our TeichForum report to find out to advise you on these and all the queries you need to clarify your doubts and help you eliminate your data from the file.

Normally these can be a maximum of 6 years in the files provided they are from the same company.

What does this mean? That companies that include users in delinquency files, such as Experian, because they cannot keep this data for more than that period, sell your data in packages to another file together with the data of other users.

In this way, your data may be going from one list to another indefinitely and therefore having the problem of not being able to receive financing or being able to request a loan.

After 6 years your data should be deleted from Experian . The problem as we have mentioned before, before that happens the file can sell your data in a package to another file, and have you eternally going from one to another until your despair.

As this is not convenient for anyone, much less waiting so long, there are several to request that your data be deleted from the files such as Experian. We can help you both to cancel the debt and to delete your data from Experian . To do this, you will need to meet some simple requirements that we will indicate to you over the phone.

As we have already mentioned, the maximum time that your data can be in Experian on the delinquent list is 6 years (by the same company).

Imagine being 6 years in a file that says that you are a defaulter and not being able to receive any type of credit for it, nothing good. Our highest recommendation for people is to check whether or not their data is in Experian through our company TeichForum .