Find out if you are in a file of defaulters at no cost | TeichForum explains all the steps

Have you applied for a loan , mortgage or any type of financing and the bank has denied it? Have you been denied discharge of electricity and / or any telephony? The safest thing is that you are in a file of defaulters . Most of the citizens who end up in a delinquent file is due to non - payment of some service. Many others do not know that they are in these files until they go to the bank to request financing and are denied it. This situation can be very unpleasant.

The banks simply reject the request for financing but do not provide us with the information on whether or not we are in a delinquent file . Therefore, we will have to discover it on our own. This task can be carried out by whoever wants and at no cost. You will only have to contact the main delinquent files, following their respective steps and in several days you will have their response with your solvency reports. In these reports you will be able to know your debt, its amount and the company that has put you in the delinquent file .

In this article we explain step by step how you can request solvency reports on your own, without having to pay for it.

Consult ASNEF file at no cost

To consult our solvency situation in the ASNEF delinquent file , we must contact EQUIFAX IBERICA SL, the company in charge of processing the file, through the following means:

The request can be made both by email to [email protected] and by ordinary mail to Apartado de Correos 10.546, 28080 Madrid. In both cases you must send this request: ASNEF request document along with a photocopy of your ID on both sides.

Does it seem like a complicated management or you don't have time to do it? Don't worry, at TeichForum we do it for you at no cost . We want to offer you the best possible service. For us, the most important thing is to solve your situation in the files and that you do not waste your time in carrying out messy procedures. In TeichForum we have the digital signature , with which, in a few seconds you will leave the management done. Have your ID at hand to include two simple photos and that's it !

In a few days you will have the information of the files in your email and one of our expert advisors will analyze your situation and give you a personalized proposal so that you can get out of the files and get the financing you need. At all times you will have all the information in your email.

Do you already have your reports and do not need to request them again? Send us an email with your reports to [email protected] and give us a phone number and a time slot where we can contact you. We will analyze your situation in the files and one of our expert advisors will contact you to make a personalized proposal and help you solve your situation in the delinquent files.

Consult EXPERIAN file at no cost

To access the solvency reports of Experian - BADEXCUG, it is enough to send a signed request accompanied by a photocopy of your valid ID on both sides to the email [email protected] or to PO Box 1.188 - 28108 Alcobendas (Madrid).

The application document that you must fill out and send is the following: Experian application document

Does it seem like a complicated management or you don't have time to do it? Don't worry, at TeichForum we do it for you at no cost . We want to offer you the best possible service. For us, the most important thing is to solve your situation in the files and that you do not waste your time in carrying out messy procedures. In TeichForum we have the digital signature , with which, in a few seconds you will leave the management done. Have your ID at hand to include two simple photos and that's it !

In a few days you will have the information of the files in your email and one of our expert advisors will analyze your situation and give you a personalized proposal so that you can get out of the files and get the financing you need. At all times you will have all the information in your email.

Do you already have your reports and do not need to request them again? Send us an email with your reports to [email protected] and give us a phone number and a time slot where we can contact you. We will analyze your situation in the files and one of our expert advisors will contact you to make a personalized proposal and help you solve your situation in the delinquent files.

At TeichForum our priority is you.

Leaving behind this tough year 2020, at TeichForum our priority is to offer you the best possible service and to help those who need it most to get out of the delinquent files and obtain financing .

TeichForum requests solvency reports from the delinquent files for you at no cost. Don't worry about anything, forget about doing the steps yourself and don't waste time . Thanks to our technological adaptation, it will take just 30 seconds to request your reports . When you have the reports in your email, one of our expert advisors will study your case and call you to make a personalized proposal to solve your situation in the files. We will also send you a personalized expert report.

All your personal data will be under the protection of Organic Law 3/2018 , of December 5, on Protection of Personal Data and guarantee of digital rights.

Do you already have your reports? follow these steps to exit the files:

If you already have your reports and you do not need to request them again, send us an email with your reports to [email protected] and give us a phone number and a time slot in which we can contact you.

We will analyze your situation in the files and one of our expert advisors will contact you to make a personalized proposal and help you solve your situation in the delinquent files.

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