A B C D E F H I J M P R S T V

Creditor

A creditor is a person, natural or legal, who has delivered a credit or material good to another person (debtor) and expects to receive a payment in return. You are legitimately authorized to demand the payment or fulfillment of ...

ASNEF

ASNEF is the National Association of Financial Entities. The association was created in 1957 and its function is to manage a database that collects the defaults in which both a natural person and a person may have incurred ...

Badexcug

Badexcug, which stands for Experian Closed Users Group Data Base, is an Experian delinquent file. This file or list of defaulters is managed by the Experian Credit Bureau. A delinquent file is a record that includes all the ...

CIRBE

CIRBE is the risk information center of the Bank of Spain. CIRBE is a public service that manages a database containing relevant information on loans, guarantees, credits and the risks that ...

Floor clause

A floor clause refers to the minimum limit on the interest rate to be paid in the installments of a real estate mortgage. It is the opposite of the ceiling clause. When the interest rate of the benchmark is ...

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